Loan amount
Total amount to be taken for this loan.
Interest rate
Annual interest rate for this loan.
Loan term
Number of years for this loan's term.
Total annual after tax income
Your total after tax income for the current year from all sources of income from all borrowers on this loan.
Number of income sources
Number of income sources from all borrowers. The more income sources you have, the better your ability to qualify for your new loan.
Existing monthly debt payments
This is your total monthly debt payment for existing loans that will not be paid off by this new loan. Do not include any credit card payments in this amount. Include debt payments for all borrowers on this loan.
Credit card limit
Your current total credit card limit. This is the total limit of your credit cards, not your outstanding balance. Include the credit cards from all borrowers on this loan.
Number of dependants
Total number of dependants. This number does not include the borrowers.
Real estate that will secure this loan
Total value of the equity you have in real estate that will secure this loan. If you already have a loan secured by the same real estate you are using for this loan, make sure to only enter the equity you have in that real estate.